If you pay cash in on the same day that you go overdrawn. I believe that Lloyds TSB Bank do not charge you for going overdrawn. Is their a time limit on the day say by 3.30 etc|||It will depend on the branch you use. Branches process the payment and then it gets added to the system, so you need to get in before they process your money. It usually takes about an hour, my branch closes at 3.30 so you have to pay in by 2.30 for it to be credited the same day. There should be a sign in the branch, or you could ask at the counter. Also, you need to pay by cash as a cheque will take 3 days to clear.|||yep im sure thats the case.
If u do get charged they are normally pretty and if u ask nicely and havent gone over many times before. Then will let u off the charge
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